A journey of a thousand miles starts with a single step

An investment in knowledge pays the best interest

If you always do what you always did, you will always get what you always got

Formal Education will make you a living, self education will make you a fortune

The Problem

Go to school. Get a job. Buy a house. Invest in your retirement account. We have been told from a young age that this is the secret to success! But is it really? In 2019, the pursuit of higher education has saddled 45 million Americans with a combined $1.5+ TRILLION student loan debt. But at least they have their job right? Well, true but over 75% of workers live paycheck to paycheck as the average worker makes just under $47,000 (before federal, state, Social Security and Medicare taxes) and almost half would not be able come up with $400 in an emergency.

If you are a homeowner, a lot of your paycheck is probably going to your house. Taxes, insurance, maintenance and upkeep makes this “investment” horrible for your checkbook. And that is not even factoring in the loan; if you take out a traditional 30-year mortgage at 5%, a $100,000 loan will end up being close to DOUBLE that amount with the accumulated interest.

But hey, after all that and working 30-40 years paycheck to paycheck they should be greeted by a GREAT retirement account balance that they can live off of in their golden years, right? Well….maybe. By their 60’s, the average retirement savings isn’t even $200,000. How could that be? Well, maybe because even just a ONE percent fee can wipe out 25% of our retirement savings!

So where does this leave us? Basically that the bottom half of Americans have a NEGATIVE net worth.

The Solution

Passive income. Passive income. Passive income. Basically this is income that you receive from owning something (an asset) or doing work ONCE and being paid multiple times. Dividends from stocks, payments from notes, rent from tenants, royalties from music or books and interest payments from bonds are just a few avenues that one can gain passive income. Throughout this site you can learn about passive income opportunities that have personally worked for me and I believe will work for YOU.

Our Mission: To educate and empower everyone to create a path for financial independence

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